.page-legal{--legal-navy:#1b3a6b;--legal-navy-dark:#112549;--legal-gold:#c8882a;--legal-gold-pale:#fdf5e8;--legal-ink:#1a1a2e;--legal-text:#33384a;--legal-muted:#6b7280;--legal-line:#e3e7ee;--legal-bg:#fbfcfe;--legal-white:#fff;--legal-radius:14px;--legal-measure:760px;margin:0;background:var(--legal-bg);color:var(--legal-text);font-family:var(--sans);font-size:18px;line-height:1.75;-webkit-font-smoothing:antialiased;min-height:100vh}.page-legal a{color:var(--legal-navy);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px;transition:color .2s ease}.page-legal a:focus-visible,.page-legal a:hover{color:var(--legal-gold);outline:none}.page-legal>nav{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(255,255,255,.98);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--border-light,#f0f0f7);padding:0 max(2rem,calc((100% - 1140px) / 2));height:var(--nav-height,84px);display:flex;align-items:center;justify-content:space-between}.page-legal>nav a,.page-legal>nav a:focus-visible,.page-legal>nav a:hover{text-decoration:none;text-decoration-thickness:auto}.page-legal>nav .nav-logo{display:flex;align-items:center;line-height:0;color:inherit}.page-legal>nav .nav-links{display:flex;gap:2rem;align-items:center}.page-legal>nav .nav-links a{font-size:.875rem;font-weight:500;color:var(--text-mid,#3d3d5c);letter-spacing:.02em;transition:color .2s}.page-legal>nav .nav-links a:focus-visible,.page-legal>nav .nav-links a:hover{color:var(--navy,#1b3a6b)}.page-legal>nav .nav-hcp{color:var(--gold,#c8882a)!important;font-weight:600!important}.page-legal>nav .nav-hcp:focus-visible,.page-legal>nav .nav-hcp:hover{color:#a66e1e!important}.page-legal>nav .nav-cta{background:var(--navy,#1b3a6b)!important;color:var(--white,#fff)!important;padding:.5rem 1.25rem;border-radius:100px;font-weight:600!important;transition:background .2s!important}.page-legal>nav .nav-cta:focus-visible,.page-legal>nav .nav-cta:hover{background:var(--navy-dark,#112549)!important;color:var(--white,#fff)!important}.page-legal>nav .nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;background:none;border:none;cursor:pointer;padding:8px;flex-shrink:0}.page-legal>nav .nav-toggle span{display:block;height:2px;width:100%;background:var(--navy,#1b3a6b);border-radius:2px;transition:transform .3s ease,opacity .3s ease}.page-legal>nav .nav-toggle.open span:first-child{transform:translateY(7px) rotate(45deg)}.page-legal>nav .nav-toggle.open span:nth-child(2){opacity:0}.page-legal>nav .nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.page-legal .legal-masthead{background:linear-gradient(160deg,var(--legal-navy) 0,var(--legal-navy-dark) 100%);color:#fff;padding:calc(var(--nav-height, 84px) + 3.4rem) 1.5rem 2.6rem}.page-legal .legal-wrap{max-width:var(--legal-measure);margin:0 auto;padding:0 1.5rem}.page-legal .legal-eyebrow{font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--legal-gold);font-weight:700;margin:0 0 .8rem}.page-legal .legal-masthead h1{font-family:var(--serif);font-weight:700;font-size:clamp(2.1rem,5vw,3rem);line-height:1.08;margin:0 0 .7rem;color:#fff}.page-legal .legal-masthead-intro{margin:.2rem 0 0;color:rgba(255,255,255,.82);max-width:60ch}.page-legal .legal-meta{margin-top:1.6rem;font-size:.85rem;color:rgba(255,255,255,.6)}.page-legal .legal-rule{height:3px;width:64px;background:var(--legal-gold);border:0;margin:1.4rem 0 0;border-radius:3px}.page-legal main{padding:2.6rem 0 4rem}.page-legal .legal-toc{background:var(--legal-white);border:1px solid var(--legal-line);border-radius:var(--legal-radius);padding:1.4rem 1.6rem;margin-bottom:2.8rem}.page-legal .legal-toc h2{font-family:var(--sans);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--legal-muted);margin:0 0 .8rem;font-weight:700}.page-legal .legal-toc ol{margin:0;padding:0;list-style:none;counter-reset:legal-toc;column-count:2;column-gap:2.2rem}.page-legal .legal-toc li{counter-increment:legal-toc;page-break-inside:avoid;break-inside:avoid;margin:.28rem 0;font-size:.95rem}.page-legal .legal-toc li a{text-decoration:none;color:var(--legal-text)}.page-legal .legal-toc li a:focus-visible,.page-legal .legal-toc li a:hover{color:var(--legal-gold)}.page-legal .legal-toc li a:before{content:counter(legal-toc,decimal-leading-zero);color:var(--legal-gold);font-weight:700;margin-right:.6rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.page-legal .legal-section{margin:0 0 2.4rem;scroll-margin-top:calc(var(--nav-height, 84px) + 1.5rem)}.page-legal .legal-section>h2{font-family:var(--serif);font-weight:600;color:var(--legal-ink);font-size:1.5rem;line-height:1.25;margin:0 0 .2rem}.page-legal .legal-section-num{color:var(--legal-gold);font-size:1rem;font-weight:700;font-family:var(--sans);margin-right:.7rem;vertical-align:.12em;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.page-legal .legal-section h3{font-size:1.02rem;font-weight:700;color:var(--legal-navy);margin:1.4rem 0 .3rem}.page-legal .legal-section p{margin:.55rem 0}.page-legal .legal-lead-line{height:2px;background:var(--legal-line);border:0;margin:.55rem 0 1.1rem}.page-legal .legal-list{margin:.4rem 0 .6rem;padding-left:1.2rem}.page-legal .legal-list li{margin:.32rem 0}.page-legal .legal-callout{background:var(--legal-white);border:1px solid var(--legal-line);border-left:4px solid var(--legal-gold);border-radius:10px;padding:1.1rem 1.3rem;margin:1.2rem 0;font-size:.96rem}.page-legal .legal-callout strong{color:var(--legal-navy)}.page-legal .legal-footer{border-top:1px solid var(--legal-line);background:var(--legal-white);padding:2rem 0;margin-top:2rem}.page-legal .legal-footer .legal-wrap{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;align-items:center;justify-content:space-between}.page-legal .legal-footer a{font-size:.92rem}.page-legal .legal-copyright{color:var(--legal-muted);font-size:.85rem}.page-legal .legal-backlinks a{margin-right:1.2rem}@media (max-width:900px){.page-legal>nav .nav-toggle{display:flex}.page-legal>nav .nav-links{position:fixed;top:var(--nav-height,84px);left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:rgba(255,255,255,.98);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--border-light,#f0f0f7);padding:.5rem 0 1.25rem;box-shadow:0 12px 24px rgba(17,37,73,.08);transform:translateY(-12px);opacity:0;pointer-events:none;transition:transform .3s ease,opacity .3s ease;z-index:99;max-height:calc(100vh - var(--nav-height, 84px));overflow-y:auto}.page-legal>nav .nav-links.open{transform:translateY(0);opacity:1;pointer-events:auto}.page-legal>nav .nav-links a{padding:.9rem 2rem;font-size:1rem;border-bottom:1px solid var(--border-light,#f0f0f7);min-height:44px;display:flex;align-items:center}.page-legal>nav .nav-links a:last-child{border-bottom:none}.page-legal>nav .nav-hcp{background:var(--gold-pale,#fdf5e8)}.page-legal>nav .nav-cta{margin:1rem 2rem 0;text-align:center;border-radius:100px;justify-content:center}}@media (max-width:768px){.page-legal>nav{padding:0 max(1.25rem,calc((100% - 1140px) / 2))}}@media (max-width:640px){.page-legal .legal-toc ol{column-count:1}.page-legal .legal-masthead{padding:calc(var(--nav-height, 84px) + 2.5rem) 1.25rem 2rem}.page-legal main{padding:2rem 0 3rem}.page-legal .legal-wrap{padding:0 1.25rem}.page-legal .legal-footer .legal-wrap{flex-direction:column;align-items:flex-start}}